{"id":20,"date":"2026-10-27T09:23:50","date_gmt":"2026-10-27T08:23:50","guid":{"rendered":"https:\/\/lapierrecourtage.fr\/index.php\/accueil\/"},"modified":"2026-10-28T10:07:26","modified_gmt":"2026-10-28T09:07:26","slug":"accueil","status":"publish","type":"page","link":"https:\/\/lapierrecourtage.fr\/","title":{"rendered":"Accueil"},"content":{"rendered":"\n<section class=\"wp-block-group lc-section lc-hero lc-top is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-columns lc-top__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column lc-top__about is-layout-flow wp-block-column-is-layout-flow\">\n\n<div class=\"wp-block-group lc-top__id is-layout-flow wp-block-group-is-layout-flow\">\n\n<figure class=\"wp-block-image size-full lc-top__photo\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"http:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre.jpg\" alt=\"Portrait de Paul Lapierre, courtier en pr\u00eat immobilier \u00e0 Lyon\" class=\"wp-image-19\" srcset=\"https:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre.jpg 1080w, https:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre-300x300.jpg 300w, https:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre-1024x1024.jpg 1024w, https:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre-150x150.jpg 150w, https:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre-768x768.jpg 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n\n<div class=\"wp-block-group lc-top__name is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">Qui suis-je\u202f?<\/p>\n\n\n<h1 class=\"wp-block-heading\">Paul Lapierre, <em>votre courtier<\/em><\/h1>\n\n<\/div>\n\n<\/div>\n\n\n<ul class=\"wp-block-list lc-chips lc-top__badges\">\n\n<li>Certifi\u00e9 IOBSP<\/li>\n\n\n<li>Certifi\u00e9 AMS<\/li>\n\n\n<li>R\u00e9seau Atheka by Perfectaux<\/li>\n\n<\/ul>\n\n\n<p class=\"wp-block-paragraph\">Je suis devenu courtier avec une id\u00e9e simple\u202f: rendre le financement immobilier facile \u00e0 comprendre, et vous faire gagner de l\u2019argent.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Certifi\u00e9 IOBSP et AMS, je compare les banques, je n\u00e9gocie votre pr\u00eat et je m\u2019occupe de tout. Je prends le temps de vous expliquer chaque \u00e9tape, sans jargon\u202f: vous avez un seul interlocuteur, qui conna\u00eet votre dossier par c\u0153ur.<\/p>\n\n\n<p class=\"lc-about__quote wp-block-paragraph\">\u00ab\u202fAcheter un bien, c\u2019est un projet de vie. Mon r\u00f4le est de vous l\u2019ouvrir dans les meilleures conditions, avec transparence et honn\u00eatet\u00e9.\u202f\u00bb<\/p>\n\n\n<p class=\"wp-block-paragraph\">Je fais partie du r\u00e9seau <strong>Atheka by Perfectaux<\/strong>\u202f: la proximit\u00e9 d\u2019un courtier ind\u00e9pendant, avec la force de n\u00e9gociation d\u2019un r\u00e9seau national.<\/p>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/lapierrecourtage.fr\/index.php\/entreprise\/\">En savoir plus sur moi<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column lc-top__form is-layout-flow wp-block-column-is-layout-flow\">\n\t<div class=\"lc-form-card\" id=\"ecrire\">\r\n\t\t<div class=\"lc-form-card__head\">\r\n\t\t\t<img decoding=\"async\" src=\"https:\/\/lapierrecourtage.fr\/wp-content\/uploads\/2026\/10\/paul-lapierre-150x150.jpg\" alt=\"Paul Lapierre\" width=\"64\" height=\"64\" loading=\"lazy\">\r\n\t\t\t<div>\r\n\t\t\t\t<p class=\"lc-form-card__name\">\u00c9crivez \u00e0 Paul<\/p>\r\n\t\t\t\t\t\t\t\t\t<p class=\"lc-form-card__intro\">C\u2019est moi qui vous r\u00e9ponds. Premier \u00e9change <strong>gratuit et sans engagement<\/strong>.<\/p>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\t\t<form class=\"lc-form\" data-key=\"480f4696-8285-4676-815e-74c5876d5614\" data-email=\"&#112;&#097;u&#108;.lap&#105;e&#114;&#114;&#101;&#064;perfect&#097;u&#120;&#046;f&#114;\" novalidate>\r\n\t\t\t\r\n\t\t\t<div class=\"lc-form__panel is-active\" data-panel=\"1\">\r\n\t\t\t\t<p class=\"lc-form__step\">\u00c9tape 1 sur 2<\/p>\r\n\t\t\t\t<fieldset class=\"lc-field lc-choices\">\r\n\t\t\t\t\t<legend>Quel est votre projet\u202f?<\/legend>\r\n\t\t\t\t\t<div class=\"lc-choices__list\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label class=\"lc-choice\">\r\n\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"motif\" value=\"Premier achat\" data-slug=\"premier-achat\" required>\r\n\t\t\t\t\t\t\t\t<span>Premier achat<\/span>\r\n\t\t\t\t\t\t\t<\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label class=\"lc-choice\">\r\n\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"motif\" value=\"Changer de logement\" data-slug=\"changer-de-logement\" required>\r\n\t\t\t\t\t\t\t\t<span>Changer de logement<\/span>\r\n\t\t\t\t\t\t\t<\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label class=\"lc-choice\">\r\n\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"motif\" value=\"Investissement locatif\" data-slug=\"investissement\" required>\r\n\t\t\t\t\t\t\t\t<span>Investissement locatif<\/span>\r\n\t\t\t\t\t\t\t<\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label class=\"lc-choice\">\r\n\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"motif\" value=\"Assurance de pr\u00eat\" data-slug=\"assurance\" required>\r\n\t\t\t\t\t\t\t\t<span>Assurance de pr\u00eat<\/span>\r\n\t\t\t\t\t\t\t<\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label class=\"lc-choice\">\r\n\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"motif\" value=\"Ren\u00e9gocier mon pr\u00eat\" data-slug=\"renegociation\" required>\r\n\t\t\t\t\t\t\t\t<span>Ren\u00e9gocier mon pr\u00eat<\/span>\r\n\t\t\t\t\t\t\t<\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label class=\"lc-choice\">\r\n\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"motif\" value=\"Autre projet\" data-slug=\"autre\" required>\r\n\t\t\t\t\t\t\t\t<span>Autre projet<\/span>\r\n\t\t\t\t\t\t\t<\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<span class=\"lc-field__error\">Choisissez votre projet pour continuer.<\/span>\r\n\t\t\t\t<\/fieldset>\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"lc-form__panel\" data-panel=\"2\">\r\n\t\t\t\t<p class=\"lc-form__step\">\u00c9tape 2 sur 2 <button type=\"button\" class=\"lc-form__back\">Projet\u202f: <span data-lc-choice><\/span> \u00b7 modifier<\/button><\/p>\r\n\t\t\t\t<div class=\"lc-form__row\">\r\n\t\t\t\t\t<div class=\"lc-field\">\r\n\t\t\t\t\t\t<label for=\"lc-prenom\">Pr\u00e9nom <span aria-hidden=\"true\">*<\/span><\/label>\r\n\t\t\t\t\t\t<input id=\"lc-prenom\" name=\"prenom\" type=\"text\" autocomplete=\"given-name\" required>\r\n\t\t\t\t\t\t<span class=\"lc-field__error\">Merci d'indiquer votre pr\u00e9nom.<\/span>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"lc-field\">\r\n\t\t\t\t\t\t<label for=\"lc-nom\">Nom <span aria-hidden=\"true\">*<\/span><\/label>\r\n\t\t\t\t\t\t<input id=\"lc-nom\" name=\"nom\" type=\"text\" autocomplete=\"family-name\" required>\r\n\t\t\t\t\t\t<span class=\"lc-field__error\">Merci d'indiquer votre nom.<\/span>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"lc-form__row\">\r\n\t\t\t\t\t<div class=\"lc-field\">\r\n\t\t\t\t\t\t<label for=\"lc-tel\">T\u00e9l\u00e9phone <span aria-hidden=\"true\">*<\/span><\/label>\r\n\t\t\t\t\t\t<input id=\"lc-tel\" name=\"telephone\" type=\"tel\" autocomplete=\"tel\" inputmode=\"tel\" required pattern=\"^\\s*(\\+|00)?[0-9][0-9 .\\-]{7,17}\\s*$\" placeholder=\"06 12 34 56 78\">\r\n\t\t\t\t\t\t<span class=\"lc-field__error\">Merci d'indiquer un num\u00e9ro de t\u00e9l\u00e9phone valide.<\/span>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"lc-field\">\r\n\t\t\t\t\t\t<label for=\"lc-email\">E-mail <span aria-hidden=\"true\">*<\/span><\/label>\r\n\t\t\t\t\t\t<input id=\"lc-email\" name=\"email\" type=\"email\" autocomplete=\"email\" required placeholder=\"vous@mail.fr\">\r\n\t\t\t\t\t\t<span class=\"lc-field__error\">Merci d'indiquer une adresse e-mail valide.<\/span>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"lc-field\">\r\n\t\t\t\t\t<label for=\"lc-message\">Votre projet en quelques mots <span class=\"lc-optional\">(facultatif)<\/span><\/label>\r\n\t\t\t\t\t<textarea id=\"lc-message\" name=\"message\" rows=\"3\" placeholder=\"Budget, apport, d\u00e9lai, questions\u2026\"><\/textarea>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"lc-field lc-consent\">\r\n\t\t\t\t\t<label class=\"lc-check\">\r\n\t\t\t\t\t\t<input type=\"checkbox\" name=\"consentement\" value=\"Oui\" required>\r\n\t\t\t\t\t\t<span>J'accepte que Paul Lapierre utilise ces informations pour me recontacter au sujet de mon projet. Mes donn\u00e9es ne sont ni vendues ni c\u00e9d\u00e9es. <a href=\"https:\/\/lapierrecourtage.fr\/index.php\/politique-de-confidentialite\/\">En savoir plus<\/a>. <span aria-hidden=\"true\">*<\/span><\/span>\r\n\t\t\t\t\t<\/label>\r\n\t\t\t\t\t<span class=\"lc-field__error\">Votre accord est n\u00e9cessaire pour que je puisse vous recontacter.<\/span>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<input type=\"checkbox\" name=\"botcheck\" class=\"lc-hp\" tabindex=\"-1\" autocomplete=\"off\" aria-hidden=\"true\">\r\n\t\t\t\t<button type=\"submit\" class=\"lc-btn lc-btn--primary lc-btn--block\">Envoyer \u00e0 Paul <svg class=\"lc-i\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/button>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"lc-form__status\" role=\"status\" aria-live=\"polite\"><\/div>\r\n\t\t<\/form>\r\n\r\n\t\t\t\t\t<p class=\"lc-form-card__alt\">Plut\u00f4t un message rapide\u202f? <a href=\"https:\/\/wa.me\/33775759530?text=Bonjour%20Paul%2C%20je%20vous%20contacte%20depuis%20votre%20site%20au%20sujet%20de%20mon%20projet%20immobilier.\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u00c9crire \u00e0 Paul sur WhatsApp au 07 75 75 95 30\"><svg class=\"lc-i\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M3.5 20.5l1.3-4.2A8.5 8.5 0 1 1 8 19.3z\"\/><path d=\"M9 8.5c0 3.5 3 6.5 6.5 6.5l1-1.6-2-1-1 .9a5 5 0 0 1-2.8-2.8l.9-1-1-2z\"\/><\/svg><span>07 75 75 95 30<\/span><\/a><\/p>\r\n\t\t\t<\/div>\r\n\t\t\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section class=\"wp-block-group lc-section lc-pricing is-dark is-layout-flow wp-block-group-is-layout-flow\" id=\"tarifs\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-section__head is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">Combien \u00e7a co\u00fbte\u202f?<\/p>\n\n\n<h2 class=\"wp-block-heading\">Z\u00e9ro surprise, <em>z\u00e9ro avance.<\/em><\/h2>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-grid lc-grid--3 is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-price is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-price__value wp-block-paragraph\">0 \u20ac<\/p>\n\n\n<h3 class=\"wp-block-heading\">Pour le premier \u00e9change<\/h3>\n\n\n<p class=\"wp-block-paragraph\">On fait le point sur votre projet, gratuitement et sans engagement.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-price is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-price__value wp-block-paragraph\">0 \u20ac<\/p>\n\n\n<h3 class=\"wp-block-heading\">Avant l\u2019obtention de votre pr\u00eat<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Vous ne payez rien tant que votre financement n\u2019est pas obtenu. C\u2019est la loi, et c\u2019est ma r\u00e8gle.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-price is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-price__value wp-block-paragraph\">100 %<\/p>\n\n\n<h3 class=\"wp-block-heading\">Transparent<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Mes honoraires sont fix\u00e9s par \u00e9crit avant de commencer\u202f: vous savez exactement \u00e0 quoi vous attendre.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n<p class=\"lc-small lc-pricing__note wp-block-paragraph\">Le montant de mes honoraires vous est communiqu\u00e9 d\u00e8s le premier \u00e9change, avant tout engagement.<\/p>\n\n<\/div>\n\n<\/section>\n\n\n<section class=\"wp-block-group lc-section lc-why is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-section__head is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">Pourquoi un courtier\u202f?<\/p>\n\n\n<h2 class=\"wp-block-heading\">Votre banque vous fait une offre. <em>Moi, j\u2019en compare plusieurs.<\/em><\/h2>\n\n<\/div>\n\n\n<div class=\"wp-block-columns lc-why__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column lc-reasons is-layout-flow wp-block-column-is-layout-flow\">\n\n<div class=\"wp-block-group lc-reason lc-ico-bank is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Je sais quelle banque dira oui<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Chaque banque a ses crit\u00e8res. Je pr\u00e9sente votre dossier \u00e0 celles qui correspondent vraiment \u00e0 votre profil.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-reason lc-ico-rate is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Je n\u00e9gocie \u00e0 votre place<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Taux, assurance, frais de dossier\u202f: je fais jouer la concurrence pour faire baisser le co\u00fbt total de votre pr\u00eat.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-reason lc-ico-user is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Vous gagnez du temps<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Plus besoin de faire le tour des agences\u202f: un seul interlocuteur, un seul dossier, et je m\u2019occupe des d\u00e9marches.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\r\n\t<div class=\"lc-calc\" id=\"calcul\" data-lc-calc>\r\n\r\n\t\t<p class=\"lc-calc__title\">Combien pourriez-vous \u00e9conomiser\u202f?<\/p>\r\n\r\n\t\t<div class=\"lc-calc__field\">\r\n\r\n\t\t\t<label for=\"lc-calc-amount\">Montant emprunt\u00e9 <output data-out=\"amount\">250 000 \u20ac<\/output><\/label>\r\n\r\n\t\t\t<input type=\"range\" id=\"lc-calc-amount\" min=\"50000\" max=\"1000000\" step=\"5000\" value=\"250000\">\r\n\r\n\t\t<\/div>\r\n\r\n\t\t<div class=\"lc-calc__field\">\r\n\r\n\t\t\t<span class=\"lc-calc__label\">Dur\u00e9e du pr\u00eat<\/span>\r\n\r\n\t\t\t<div class=\"lc-calc__pills\">\r\n\r\n\t\t\t\t\r\n\t\t\t\t\t<label class=\"lc-choice\"><input type=\"radio\" name=\"lc-calc-years\" value=\"15\" ><span>15 ans<\/span><\/label>\r\n\r\n\t\t\t\t\r\n\t\t\t\t\t<label class=\"lc-choice\"><input type=\"radio\" name=\"lc-calc-years\" value=\"20\" ><span>20 ans<\/span><\/label>\r\n\r\n\t\t\t\t\r\n\t\t\t\t\t<label class=\"lc-choice\"><input type=\"radio\" name=\"lc-calc-years\" value=\"25\"  checked='checked'><span>25 ans<\/span><\/label>\r\n\r\n\t\t\t\t\r\n\t\t\t<\/div>\r\n\r\n\t\t<\/div>\r\n\r\n\t\t<div class=\"lc-calc__row\">\r\n\r\n\t\t\t<div class=\"lc-calc__field\">\r\n\r\n\t\t\t\t<label for=\"lc-calc-rate\">Taux propos\u00e9 par votre banque<\/label>\r\n\r\n\t\t\t\t<div class=\"lc-calc__suffix\"><input type=\"number\" id=\"lc-calc-rate\" min=\"0.5\" max=\"8\" step=\"0.05\" value=\"3.3\" inputmode=\"decimal\"><span>%<\/span><\/div>\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"lc-calc__field\">\r\n\r\n\t\t\t\t<label for=\"lc-calc-gain\">Baisse de taux <output data-out=\"gain\">0,30 point<\/output><\/label>\r\n\r\n\t\t\t\t<input type=\"range\" id=\"lc-calc-gain\" min=\"0.05\" max=\"0.6\" step=\"0.05\" value=\"0.3\">\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t<\/div>\r\n\r\n\t\t<div class=\"lc-calc__result\" aria-live=\"polite\">\r\n\r\n\t\t\t<span>\u00c9conomie estim\u00e9e sur la dur\u00e9e du pr\u00eat<\/span>\r\n\r\n\t\t\t<strong data-out=\"saving\">\u2248 11 813 \u20ac<\/strong>\r\n\r\n\t\t\t<span data-out=\"monthly\">soit 39 \u20ac de moins par mois<\/span>\r\n\r\n\t\t<\/div>\r\n\r\n\t\t<a class=\"lc-btn lc-btn--light lc-btn--block\" href=\"#ecrire\">Parler de mon projet avec Paul <svg class=\"lc-i\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/a>\r\n\r\n\t\t<p class=\"lc-calc__note\">Simulation illustrative, hors assurance et frais, qui ne constitue pas une offre de pr\u00eat. Un cr\u00e9dit vous engage et doit \u00eatre rembours\u00e9. V\u00e9rifiez vos capacit\u00e9s de remboursement avant de vous engager.<\/p>\r\n\r\n\t<\/div>\r\n\r\n\t\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section class=\"wp-block-group lc-section lc-profiles is-beige is-layout-flow wp-block-group-is-layout-flow\" id=\"projets\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-section__head is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">Pour qui\u202f?<\/p>\n\n\n<h2 class=\"wp-block-heading\">Quel que soit votre projet, <em>je vous accompagne.<\/em><\/h2>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-grid lc-grid--3 is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-card lc-ico-key is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Premier achat<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Vous n\u2019y connaissez rien\u202f? C\u2019est normal. Je vous explique tout, \u00e9tape par \u00e9tape, et je m\u2019occupe du reste.<\/p>\n\n\n<p class=\"lc-card__link wp-block-paragraph\"><a href=\"#ecrire-premier-achat\">Parler de mon premier achat \u2192<\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-card lc-ico-swap is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Changer de logement<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Vendre et acheter en m\u00eame temps, pr\u00eat relais\u202f: je vous aide \u00e0 financer la transition sereinement.<\/p>\n\n\n<p class=\"lc-card__link wp-block-paragraph\"><a href=\"#ecrire-changer-de-logement\">Parler de mon projet \u2192<\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-card lc-ico-trend is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Investissement locatif<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Faites financer votre investissement dans les meilleures conditions pour qu\u2019il soit vraiment rentable.<\/p>\n\n\n<p class=\"lc-card__link wp-block-paragraph\"><a href=\"#ecrire-investissement\">Parler de mon investissement \u2192<\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-card lc-ico-briefcase is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Ind\u00e9pendant, CDD, petit apport<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Votre banque a dit non\u202f? Ce n\u2019est pas le cas de toutes. Je sais vers quelles banques orienter votre dossier.<\/p>\n\n\n<p class=\"lc-card__link wp-block-paragraph\"><a href=\"#ecrire\">Parler de ma situation \u2192<\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-card lc-ico-shield is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Assurance de pr\u00eat<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Vous avez d\u00e9j\u00e0 un pr\u00eat\u202f? Vous pouvez changer d\u2019assurance \u00e0 tout moment, et souvent payer moins cher.<\/p>\n\n\n<p class=\"lc-card__link wp-block-paragraph\"><a href=\"#ecrire-assurance\">V\u00e9rifier mon assurance \u2192<\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-card lc-ico-percent is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Ren\u00e9gocier mon pr\u00eat<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Si les taux ont baiss\u00e9 depuis votre achat, ren\u00e9gocier peut faire baisser vos mensualit\u00e9s.<\/p>\n\n\n<p class=\"lc-card__link wp-block-paragraph\"><a href=\"#ecrire-renegociation\">\u00c9tudier ma ren\u00e9gociation \u2192<\/a><\/p>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section class=\"wp-block-group lc-section lc-zone is-dark is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-columns lc-zone__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\t<figure class=\"lc-map\" aria-label=\"Carte de France : bas\u00e9 \u00e0 Lyon, intervention partout en France\">\r\n\t\t<svg viewBox=\"0 0 420 410\" role=\"img\" aria-hidden=\"true\">\r\n\t\t\t<path class=\"lc-map__land\" d=\"M208.4 14.4 L229.9 24.8 L257.4 45.2 L275.9 49.6 L277.0 64.0 L293.8 76.0 L318.3 77.6 L334.5 88.0 L369.0 97.2 L357.9 112.0 L351.9 152.0 L335.9 158.0 L311.1 192.0 L312.5 210.0 L330.4 200.0 L335.9 220.0 L330.4 250.0 L337.3 268.0 L333.2 282.0 L351.1 304.8 L335.9 314.0 L313.9 332.0 L289.1 326.0 L269.8 320.0 L250.6 314.0 L227.2 338.0 L230.5 358.8 L198.2 360.0 L181.7 352.0 L162.5 342.0 L134.9 344.0 L94.2 321.2 L103.3 308.0 L108.8 270.0 L110.1 232.0 L111.5 210.0 L88.1 184.0 L82.6 170.0 L60.6 154.0 L22.0 144.0 L12.4 122.0 L24.8 110.0 L60.6 104.0 L88.1 110.0 L99.1 110.0 L99.1 88.0 L90.9 68.0 L108.8 70.0 L111.5 82.0 L137.7 84.0 L145.9 78.0 L159.7 62.0 L181.7 52.0 L187.2 28.0 L195.5 18.0Z\"\/>\r\n\t\t\t<path class=\"lc-map__land\" d=\"M402.0 336.0 L406.1 352.0 L402.0 400.0 L393.7 400.0 L380.0 380.0 L382.7 352.0 L399.2 342.0Z\"\/>\r\n\t\t\t<path class=\"lc-map__arc\" style=\"--d:0s\" d=\"M276.3 225.6 Q242.1 123.6 207.9 101.6\"\/><path class=\"lc-map__arc\" style=\"--d:0.25s\" d=\"M276.3 225.6 Q251.85 88.2 227.4 30.8\"\/><path class=\"lc-map__arc\" style=\"--d:0.5s\" d=\"M276.3 225.6 Q316.45 129.2 356.6 112.8\"\/><path class=\"lc-map__arc\" style=\"--d:0.75s\" d=\"M276.3 225.6 Q186.6 138.6 96.9 131.6\"\/><path class=\"lc-map__arc\" style=\"--d:1s\" d=\"M276.3 225.6 Q188.4 156.4 100.5 167.2\"\/><path class=\"lc-map__arc\" style=\"--d:1.25s\" d=\"M276.3 225.6 Q201.75 204 127.2 262.4\"\/><path class=\"lc-map__arc\" style=\"--d:1.5s\" d=\"M276.3 225.6 Q229.55 228.8 182.8 312\"\/><path class=\"lc-map__arc\" style=\"--d:1.75s\" d=\"M276.3 225.6 Q283.65 234.8 291 324\"\/><path class=\"lc-map__arc\" style=\"--d:2s\" d=\"M276.3 225.6 Q309.7 226.8 343.1 308\"\/><circle class=\"lc-map__dot\" cx=\"207.9\" cy=\"101.6\" r=\"3.2\"><title>Paris<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"227.4\" cy=\"30.8\" r=\"3.2\"><title>Lille<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"356.6\" cy=\"112.8\" r=\"3.2\"><title>Strasbourg<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"96.9\" cy=\"131.6\" r=\"3.2\"><title>Rennes<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"100.5\" cy=\"167.2\" r=\"3.2\"><title>Nantes<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"127.2\" cy=\"262.4\" r=\"3.2\"><title>Bordeaux<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"182.8\" cy=\"312\" r=\"3.2\"><title>Toulouse<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"291\" cy=\"324\" r=\"3.2\"><title>Marseille<\/title><\/circle><circle class=\"lc-map__dot\" cx=\"343.1\" cy=\"308\" r=\"3.2\"><title>Nice<\/title><\/circle>\t\t\t<circle class=\"lc-map__pulse\" cx=\"276.3\" cy=\"225.6\" r=\"10\"\/>\r\n\t\t\t<circle class=\"lc-map__pulse lc-map__pulse--2\" cx=\"276.3\" cy=\"225.6\" r=\"10\"\/>\r\n\t\t\t<circle class=\"lc-map__lyon\" cx=\"276.3\" cy=\"225.6\" r=\"7\"\/>\r\n\t\t\t<text class=\"lc-map__label\" x=\"262.3\" y=\"229.6\" text-anchor=\"end\">Lyon<\/text>\r\n\t\t<\/svg>\r\n\t<\/figure>\r\n\t\n\n<\/div>\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">O\u00f9\u202f?<\/p>\n\n\n<h2 class=\"wp-block-heading\">Ancr\u00e9 \u00e0 Lyon, <em>disponible partout en France.<\/em><\/h2>\n\n\n<p class=\"wp-block-paragraph\">Je connais parfaitement le march\u00e9 immobilier lyonnais. Et si vous \u00eates ailleurs, tout se fait facilement \u00e0 distance\u202f: t\u00e9l\u00e9phone, visio et signature \u00e9lectronique.<\/p>\n\n\n<ul class=\"wp-block-list lc-chips\">\n\n<li>Lyon &amp; M\u00e9tropole<\/li>\n\n\n<li>Villeurbanne<\/li>\n\n\n<li>Ouest lyonnais<\/li>\n\n\n<li>Ain &amp; Val de Sa\u00f4ne<\/li>\n\n\n<li>Beaujolais<\/li>\n\n\n<li>Nord-Is\u00e8re<\/li>\n\n<\/ul>\n\n\n<p class=\"lc-small wp-block-paragraph\">\u2026 et partout en France, 100 % \u00e0 distance si vous le souhaitez.<\/p>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section class=\"wp-block-group lc-section lc-method-teaser is-beige is-layout-flow wp-block-group-is-layout-flow\" id=\"etapes\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-section__head is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">Comment \u00e7a marche\u202f?<\/p>\n\n\n<h2 class=\"wp-block-heading\">Simple, du premier appel <em>\u00e0 la remise des cl\u00e9s.<\/em><\/h2>\n\n<\/div>\n\n\n<ol class=\"wp-block-list lc-steps-mini\">\n\n<li><strong>On en parle<\/strong>Premier \u00e9change gratuit\u202f: votre projet, votre budget, ce que vous pouvez emprunter.<\/li>\n\n\n<li><strong>Je pr\u00e9pare votre dossier<\/strong>Je vous dis quoi fournir et je monte un dossier solide.<\/li>\n\n\n<li><strong>Je fais jouer la concurrence<\/strong>Je n\u00e9gocie avec les banques\u202f: taux, assurance, frais.<\/li>\n\n\n<li><strong>Vous choisissez<\/strong>Je vous pr\u00e9sente les offres simplement, c\u00f4te \u00e0 c\u00f4te.<\/li>\n\n\n<li><strong>Je vous accompagne jusqu\u2019au bout<\/strong>Jusque chez le notaire et la remise des cl\u00e9s.<\/li>\n\n<\/ol>\n\n\n<div class=\"wp-block-buttons lc-center is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/lapierrecourtage.fr\/index.php\/entreprise\/#methode\">Voir le d\u00e9tail des \u00e9tapes<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section class=\"wp-block-group lc-section lc-faq is-layout-flow wp-block-group-is-layout-flow\" id=\"faq\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-section__head is-layout-flow wp-block-group-is-layout-flow\">\n\n<p class=\"lc-eyebrow wp-block-paragraph\">Questions fr\u00e9quentes<\/p>\n\n\n<h2 class=\"wp-block-heading\">Vous vous posez <em>ces questions\u202f?<\/em><\/h2>\n\n<\/div>\n\n\n<div class=\"wp-block-group lc-faq__list is-layout-flow wp-block-group-is-layout-flow\">\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Combien co\u00fbte un courtier\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Le premier \u00e9change est gratuit et sans engagement. Si vous me confiez votre projet, mes honoraires sont fix\u00e9s par \u00e9crit avant de commencer, et vous ne payez rien tant que votre pr\u00eat n\u2019est pas obtenu\u202f: c\u2019est la loi. L\u2019objectif\u202f: que ce que je vous fais \u00e9conomiser d\u00e9passe largement ce co\u00fbt.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Pourquoi ne pas aller directement voir ma banque\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Vous pouvez, bien s\u00fbr\u202f! Mais votre banque ne vous proposera que ses propres offres. Je compare plusieurs banques et je n\u00e9gocie pour vous\u202f: vous avez plus de chances d\u2019obtenir de meilleures conditions, et vous gagnez du temps. Si c\u2019est votre banque qui fait la meilleure offre, rien ne vous emp\u00eache de la garder.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Combien puis-je emprunter\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Cela d\u00e9pend de vos revenus, de vos charges, de votre apport et de la dur\u00e9e du pr\u00eat. En r\u00e8gle g\u00e9n\u00e9rale, les banques limitent vos remboursements \u00e0 35 % de vos revenus (assurance comprise), sur 25 ans maximum. Le plus simple\u202f: on en parle, et je vous donne une estimation pr\u00e9cise.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Je suis ind\u00e9pendant, en CDD ou j\u2019ai un petit apport. Est-ce possible\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Oui, c\u2019est souvent possible, mais toutes les banques ne regardent pas ces profils de la m\u00eame fa\u00e7on. C\u2019est justement l\u00e0 qu\u2019un courtier fait la diff\u00e9rence\u202f: je sais vers quelles banques orienter votre dossier et comment le pr\u00e9senter.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Puis-je changer d\u2019assurance de pr\u00eat\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Oui. Depuis la loi Lemoine (2022), vous pouvez changer d\u2019assurance emprunteur \u00e0 tout moment, sans frais, \u00e0 condition que les garanties soient \u00e9quivalentes. Selon votre profil, l\u2019\u00e9conomie peut \u00eatre importante. Je peux comparer pour vous.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Combien de temps faut-il\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Comptez en g\u00e9n\u00e9ral quelques semaines entre le premier \u00e9change et l\u2019accord de la banque, selon votre dossier. Une fois l\u2019offre de pr\u00eat re\u00e7ue, la loi vous laisse 10 jours de r\u00e9flexion avant de l\u2019accepter.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Comment savoir si un courtier est s\u00e9rieux\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Un courtier doit \u00eatre immatricul\u00e9 \u00e0 l\u2019ORIAS, le registre officiel des interm\u00e9diaires\u202f: vous pouvez le v\u00e9rifier en une minute sur orias.fr. Il ne peut rien vous faire payer avant l\u2019obtention du pr\u00eat et doit vous remettre un contrat clair. Toutes mes informations sont sur la page <a href=\"https:\/\/lapierrecourtage.fr\/index.php\/reglementation\/\">R\u00e9glementation<\/a>.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details lc-faq__item is-layout-flow wp-block-details-is-layout-flow\"><summary>Je ne suis pas \u00e0 Lyon, pouvez-vous m\u2019aider\u202f?<\/summary>\n<p class=\"wp-block-paragraph\">Oui\u202f! Je suis bas\u00e9 pr\u00e8s de Lyon, mais j\u2019accompagne des projets partout en France\u202f: tout peut se faire par t\u00e9l\u00e9phone, en visio et avec la signature \u00e9lectronique.<\/p>\n\n<\/details>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n\n<section class=\"wp-block-group lc-section lc-cta-band is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<div class=\"wp-block-group lc-cta-band__text is-layout-flow wp-block-group-is-layout-flow\">\n\n<h2 class=\"wp-block-heading\">Une question\u202f? <em>\u00c9crivez \u00e0 Paul.<\/em><\/h2>\n\n\n<p class=\"wp-block-paragraph\">Premier \u00e9change gratuit et sans engagement\u202f: on fait le point ensemble sur votre projet.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#ecrire\">\u00c9crire \u00e0 Paul<\/a><\/div>\n\n\n<div class=\"wp-block-button is-style-outline lc-btn-wa is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wa.me\/33775759530?text=Bonjour%20Paul%2C%20je%20vous%20contacte%20depuis%20votre%20site%20au%20sujet%20de%20mon%20projet%20immobilier.\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u00c9crire \u00e0 Paul sur WhatsApp au 07 75 75 95 30\">07 75 75 95 30<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>Courtier en pr\u00eat immobilier \u00e0 Lyon : Paul Lapierre compare les banques et n\u00e9gocie votre pr\u00eat pour vous faire \u00e9conomiser. Premier achat, investissement, assurance de pr\u00eat. Premier \u00e9change gratuit.<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-20","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/pages\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":11,"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/pages\/20\/revisions"}],"predecessor-version":[{"id":52,"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/pages\/20\/revisions\/52"}],"wp:attachment":[{"href":"https:\/\/lapierrecourtage.fr\/index.php\/wp-json\/wp\/v2\/media?parent=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}